Financial Aid & Affordability

Faculty talking with students

An exceptional education is within your reach.聽

We鈥檙e committed to making 糖心原创 as affordable as possible for all accepted students.聽

At 糖心原创, we take our commitment to accessible education seriously: All accepted full-time undergraduate students receive merit scholarships up to $40,000, and our All-In for Iowa program provides full-tuition assistance to qualifying students.

And students of all levels鈥攂achelor鈥檚 or master鈥檚, on campus or online鈥攈ave access to pricing options and financial aid such as scholarships, grants, loans, and work-study that help offset the cost of attendance.聽

Our dedicated team will work with you to create a personalized financial aid package鈥攁nd will do everything we can to make attending 糖心原创 a reality for you.

Types of Financial Aid

Your options for financial assistance will vary based upon your degree program, enrollment status, family and financial situation, and other factors. Here鈥檚 a closer look:

Mary Berry campus background

Grants

Many students apply for both federal and state grants.

More On Grants

Financial Aid

The financial aid process can feel overwhelming, and we鈥檙e here to help you through it, from application to award letter. As you read through materials and learn about your options, you鈥檒l come across lots of terms.

Here鈥檚 a brief overview of the types of aid you鈥檒l encounter:聽

  • Scholarships and grants are awards that don鈥檛 have to be repaid.
  • Student loans must be repaid; repayment typically begins after graduation.
  • Work-study is part-time employment; income can be used for college expenses.

In addition to federal financial aid options available to you, 糖心原创 offers a variety of its own grants and scholarships. When you apply for admission, you鈥檒l automatically be considered for many of these.

First Step: Complete the FAFSA

You鈥檒l need to fill out the Free Application for Federal Student Aid (FAFSA) to apply for federal, state and 糖心原创 financial aid by July 1.

More on the FAFSA

Net Price Calculator

Undergraduate students can use this handy tool to help determine approximate cost of attendance and financial aid eligibility.

Learn more

Financial Aid FAQs

If you are a new student in the traditional program, we estimate your out-of-pocket expense on the financial aid notification, but you will also get an official statement from the Business Office before the semester starts. PLEASE REMEMBER the College does bill by semester, so you will receive a billing statement for each semester you are enrolled. If you are a returning student to the traditional program or a student in the 糖心原创 Online and Graduate programs, you will get a statement from the Business Office. You can always run a statement of account from the Business Office in SC Connect.

The cost of attendance is the estimated cost of attending 糖心原创 for one academic year. This amount includes both indirect and direct costs. These are only estimates and are different than what you are billed. For more information, please refer to the financial aid handbook.

If you are interested in taking classes in the summer and using financial aid, there is a separate summer financial aid form that needs to be completed. Please contact the Office of Financial Aid for a form or find the form on the website under FA forms.

Loan FAQs

Generally, not until 6-months after you graduate or drop to less than half-time.

No, once you complete both forms you will not have to complete them again as long as you remain concurrently enrolled at 糖心原创.

No, when a student files the FAFSA we automatically offer that student federal loans. If you choose not to take those loans, you will need to reach out to the Office of Financial Aid and ask them to remove the loans from your account.

Unsubsidized is a federal loan that will accrue interest as soon as it disburses onto your account, and will continue to accrue interest while you are in school regardless of enrollment status.

Subsidized is a federal loan that does not accrue interest while the student is enrolled in school. Once the student graduates or drops less than half-time and goes through the 6-month grace period, the subsidized loan will start accruing interest.

This depends on and is based off your credits and your dependency status. If you are a freshman, dependent student you can receive max overall $5,500 and a max subsidized loan of $3,500. Independent freshmen students may borrow an additional $4,000 unsubsidized loan. If you are a sophomore, dependent student you can receive max overall $6,500 and a max subsidized of $4,500. Independent sophomore students may borrow an additional $4,000 unsubsidized loan. If you are a junior/senior, dependent student you can receive max overall $7,500 and a max subsidized loan of $5,500. Independent junior and senior students may borrow an additional $5,000 unsubsidized loan.

The subsidized loan is what we call a 鈥渘eed-based鈥 loan. It is based upon the amount of financial need the student has and is calculated from the information on the FAFSA.

Yes, you absolutely can! Please understand any payments made while in school will not count towards qualifying payments in a loan forgiveness program. You will also want to make sure your lender knows you are still registered full-time. Some lenders require extra documentation to prove enrollment when a student decides to start paying off loans while they are in school.

All-in for Iowa

Introducing 糖心原创鈥檚 $100K Promise and 99 County Full-Tuition Scholarships. And new for fall 2026, full-tuition offer for Des Moines, Indianola, Iowa City and Cedar Rapids students.

Learn more about the program

 

Meet our team!

Tracie Pavon

Tracie Pavon

  • Assistant Vice President for Enrollment & Financial Aid

Emma Johnson

  • Student Employment Coordinator & Financial Aid Counselor

Need assistance? We're here to help.